$300,000 Tax Lease for a Florida-Based Medical Manufacturer

Overview

A Florida-based medical manufacturing company partnered with the vendor finance division of Commercial Funding Partners (CFP) to secure a $300,000 tax lease to acquire new medical assembly equipment. This capital infusion was critical to scaling their manufacturing capabilities and meeting growing customer demand, without compromising their working capital.

Interior of a state-of-the-art pharmaceutical production plant with sterile cleanroom, advanced medical assembly machinery, and laboratory monitoring stations.

The Challenge

The transaction originated from a vendor lead unfamiliar with offering financing options to customers. The manufacturer’s client was interested in acquiring high-end machinery but preferred not to deploy cash up front. The vendor required a 50% down payment before starting the building, adding urgency to the funding timeline.

The key challenges:

  • First-time vendor needing education and trust in a finance partner
  • Urgent deadline to release a 50% down payment to secure production
  • This customer needed rapid underwriting and funding approval
  • Requirement for a tax lease structure to maximize financial benefits

Our Solution

Commercial Funding Partners responded immediately to the urgency of the request, engaging both the vendor and the end customer to streamline communication and decision-making.

  • Approval in 2 Business Days: CFP underwrote and approved the deal within 48 hours, allowing the customer to move forward without delay.
  • Facilitated 50% Down Payment: CFP disbursed the required advance to the vendor, allowing them to begin manufacturing promptly.
  • Single-Schedule Lease Structure: The transaction was completed under a single schedule, simplifying documentation and administration.
  • Tax Lease Advantage: The structure allowed the customer to take full advantage of the tax benefits and preserve liquidity.

Results

  • The customer secured the required machinery without dipping into cash reserves.
  • The vendor was paid promptly, enabling them to begin production immediately.
  • The vendor-CFP relationship was successfully established, creating a new financing avenue for future transactions.
  • CFP demonstrated its value as a fast-moving, solution-oriented funding partner that can meet tight timelines without sacrificing service quality.

Why It Matters

This transaction showcases CFP’s ability to move quickly, educate first-time partners, and structure tax-advantaged solutions for capital equipment needs. By delivering speed and flexibility, CFP helped the vendor and the customer meet critical business objectives, a win-win for all stakeholders.

Transaction Snapshot

  • Funding: $300,000 Tax Lease
  • Client: Medical Device Manufacturer
  • Asset: New Assembly Equipment
  • Location: Florida, USA

Rapid Turnaround

  • Approval Time: 2 Business Days
  • Challenge: Urgent need for a 50% down payment to start production.
  • Solution: CFP advanced funds directly to the vendor, securing the build slot.

Key Outcomes

  • Client preserved working capital.
  • Vendor received prompt payment.
  • New, lasting partnership was formed between the vendor and CFP.

Ready to Fund Your Next Purchase?

Like the Florida manufacturer in our study, you can acquire critical equipment without depleting your cash reserves. Our team specializes in fast, flexible financing solutions that get deals done. Whether you're a business needing equipment or a vendor looking to empower your customers, contact us today for a quick, no-obligation consultation.