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Get Cash Out of Equipment You Already Own
A sale-leaseback is one of the fastest ways to raise working capital without taking on a traditional loan. You sell equipment you own outright to Commercial Funding Partners at fair market value, lease it back on terms that fit your cash flow, and never stop using it. The machine stays on your floor. The cash lands in your account. We fund sale-leasebacks from $300K to $30M as a direct lender — no committee at a bank deciding your equipment's fate.
Request a QuoteCompanies come to us for sale-leasebacks in a handful of recurring situations. A construction firm owns $4M in paid-off yellow iron and needs cash to bond a bigger job. A manufacturer wants to fund an acquisition without touching its bank line. A transportation company needs to bridge a seasonal gap without selling trucks it depends on daily.
In each case, the equipment already did the hard part — it holds value. A sale-leaseback converts that value to cash while your operations continue uninterrupted. And because lease payments may be deductible as a business expense, the structure can carry tax advantages a loan doesn’t. (Our Why Lease guide covers the tax and accounting side in more depth — and your CPA should always have the final word.)
This isn’t theory. We recently closed a $36 million sale-leaseback recapitalization for a manufacturer, helped a distributor turn a manufacturing acquisition into cash, and structured a $1.5M oil rig sale-leaseback for liquidity.
We assess your equipment to determine its value and eligibility for our sale-leaseback program.
You sell your equipment to us at fair market value, supported by our in-house evaluation.
Simultaneously, you lease the equipment back from us under a mutually agreed-upon term and payment plan.
You continue to use the equipment without any operational disruptions.
At the end of the lease term, you can buy the equipment back, extend the lease, or roll into new equipment financing for an upgrade.
Because we’re a direct lender, the people who evaluate your equipment, underwrite your credit, and paper your lease all work in the same office — meet them here. That’s why our sale-leasebacks close in days or weeks, not months. For larger or more complex transactions, our institutional equipment funding desk structures deals well beyond standard program sizes. And if another lender has already quoted you a sale-leaseback, send it over — we’ll give you a free second opinion before you sign.
Tell us what you own and what you're trying to accomplish. Request a quote or call (801) 545-4000 — an actual underwriter will look at your file.
$36M
Manufacturer recapitalization
A $36 million sale-leaseback with a 60-month non-tax lease structure, funding a Midwest manufacturer’s facility recapitalization.
$6M
Masonry contractor
A $6M sale-leaseback for a masonry contractor — equipment the business already owned, converted into working capital.
$1.5M
Oil-rig liquidity
A $1.5M sale-leaseback structured to create liquidity for an oil-rig operator.
Browse more completed transactions in the funded-transactions index.
An equipment sale-leaseback is a financing structure in which a business sells equipment it owns to a lender and immediately leases it back. The business keeps uninterrupted use of the equipment, converts equipment equity into working capital, and at the end of the lease term can buy the equipment back, extend the lease, or upgrade to new equipment.
No. The sale and the leaseback happen together, so the equipment never leaves your floor and operations continue without disruption. You keep running the same machines under the lease, and at lease end you can reclaim ownership through the buyback option.
It depends on the value of the equipment. Commercial Funding Partners assesses your equipment to determine its value and eligibility, purchases it at fair market value, and structures transactions from $250,000 to $100M+ — recent sale-leasebacks range from a $1.5M oil-rig transaction to a $36M manufacturer recapitalization.
They can be. Depending on how the leaseback is structured, lease payments may be deductible as business expenses, and the structure interacts with Section 179 and bonus depreciation planning on other equipment you acquire — estimate that side with our Section 179 calculator. Tax treatment varies by structure and entity, so confirm the specifics with your CPA.
