Commercial Funding Partners specializes in financing complex commercial transactions, including medical and diagnostic equipment, manufacturing equipment, imaging systems, surgical centers, and large-scale capital equipment projects such as data centers and power plants. CFP supports qualified commercial transactions from $250,000 to $100M+ per project, subject to underwriting, documentation, borrower qualifications, and collateral.
Yes we work directly with business owners as well as Equipment Finance Brokers, Private Capital, Family Offices, and Banks. Our ability to structure and support large-scale projects from $250,000 to $100M+ per project, subject to underwriting, documentation, borrower qualifications, and collateral, makes us a strong partner for complex transactions. Our reputation as a valued partner and the first choice for large transactions continues to grow. We provide fast access to creative capital, structuring expertise, and full backend execution—while allowing our referring partner to maintain control of the client relationship.
We offer a broad range of structures, including Equipment loans and capital leases, operating leases, Sale-leasebacks, Progress payment structures, and Project-based financing. With over 100 years of collective experience, we bring a new and refreshing approach to creating a funding path for even the most challenging transactions. Its important to note that no matter the deal size each transaction is structured to align with the client’s operational and financial objectives.
We work across a wide spectrum of credit profiles—from strong, bankable credits to more complex or story-based transactions. Approvals are driven by a combination of borrower strength, collateral quality, cash flow, and overall project viability. We are recognized in the industry for conducting in-depth analyses of companies and projects that we believe will be successful, and for working through approvals for qualified transactions, even when there are hurdles to overcome.
Personal guarantee requirements vary by lender, deal size, and credit strength. Many transactions require a full or limited guarantee, while selected opportunities may qualify for non-recourse or reduced-PG structures. With more and more companies adopting an LLC structure, however, we traditionally work with owners who have no problem backing up their great ideas with their own PG, which puts the lender and the borrower on the same side of the table.
Prepayment terms depend on the final structure and lender documentation. Many CFP equipment leases and loans can be structured with clear payoff options, and our team will confirm any payoff amount, timing, or fees before closing and again when a client requests a payoff.
Timelines depend on deal complexity. Some straightforward transactions may close in roughly 2 weeks after complete documentation and approval, while larger or more complex deals may involve multiple underwriting stages and take 30 days or more. Our team focuses on setting realistic expectations and driving transactions to close efficiently.
Yes. Due to the size of our transactions and the unpredictability of delivery times from some manufacturers, we can support deposits and progress payments when the project, collateral, lender, and documentation fit. We frequently structure financing for equipment with long build cycles, milestone payments, or phased installations—common in medical imaging, manufacturing, and facility expansion projects.
Upfront costs depend on the final structure and approval terms. Some transactions may require an application deposit or a portion of the last month’s rental payment. When applicable, the deposit is credited according to the final lease documents or returned if the transaction is not approved.
Want to walk into the conversation prepared? Start with the Equipment Financing Readiness Checklist — the items above, as a self-scoring list. If year-end timing is in play, estimate your Section 179 deduction before you structure the deal.
