(801) 461-3337
Direct Lender
Broker Success
$250,000 to $100M+ Per Project
Have a Financing Question?
Not every decline is the end of the story. A different structure can change the outcome.
Alternative Structures
Upload your proposal, declination letter, or project information today.
Get Answer > Get Options > Get ResultsA decline in financing doesn't always mean your project is unfinanceable. In many cases, the lender's credit policy, industry appetite, collateral requirements, or deal structure, not the quality of the borrower, is what prevents approval.
At Commercial Funding Partners, we regularly review transactions that have been declined or approved with unfavorable terms. By restructuring the financing, changing the repayment profile, or presenting the transaction differently, many projects can become financeable. In fact, our Bank Overflow Financing Desk™ exists precisely because banks themselves refer us deals that fall outside their credit policy.
Whether you've received a declination letter, a proposal that doesn't meet your needs, or simply want to know if there is a better solution available, our CFP Second Opinion Review™ provides an independent evaluation of your transaction.
Simply upload any or all of the following:
The more information you provide, the more comprehensive our review can be.
Request Your 2nd Opinion ReviewTMOur senior equipment finance professionals review the transaction to identify opportunities that may have been overlooked, including:
Many financing requests are declined for reasons unrelated to the borrower.
A different financing structure can often produce a completely different outcome. Browse our case studies and recent transactions to see restructured deals that closed after an initial decline.
Submit your proposal, declination letter, or project details through our secure portal.
Our experienced structuring team evaluates the transaction and identifies alternative financing approaches.
We prepare recommendations that may improve approval potential, preserve liquidity, or reduce financing costs.
If appropriate, we present financing solutions available through Commercial Funding Partners and our institutional capital relationships — from straightforward equipment financing to vendor-supported programs and multi-phase funding structures."
A second opinion can provide:
Sometimes the solution is as simple as changing the structure-not changing the borrower.
Ask an ExpertOur team regularly evaluates transactions involving:
Projects typically range from $250,000 to $100 million.
No. The CFP Second Opinion Review™ is provided without obligation.
No. We do not contact your existing lender unless you specifically request that we do so.
Yes. All submitted information is handled confidentially and reviewed only by our financing professionals.
That is exactly why this program exists. A decline from one lender does not necessarily mean the project cannot be financed. Many of our referrals come directly from banks through our Bank Overflow Desk™ — the bank couldn't approve the deal, but we could. For more answers, visit our Financing FAQs.
Upload your proposal, declination letter, or project information today. Our team will review your transaction, evaluate alternative financing structures, and determine whether there is a better path forward.
Don't let one lender's decision determine the future of your project.
