Vendor financing is a program in which an equipment lender partners with a manufacturer, distributor, or dealer so their customers can finance the purchase at the point of sale — the customer gets the equipment without paying the full cost upfront, and the vendor gets paid for the sale. Commercial Funding Partners builds vendor financing programs around your product line, with personalized financing packages from $100,000 to $10,000,000 tailored to both your business and your customers, nationwide.
Put financing inside every quote and the buying decision becomes much easier for every customer — sales cycles shorten, conversion improves, and your team sells equipment instead of chasing your customers’ capital approvals.
Our Vendor Financing simplifies the purchasing process of your entire product line. With easy to access financing the buying decision becomes much easier for every customer. Historically, the opportunity to finance the purchase increases not only the conversion rate but also the size of the first order. Here’s how we enhance your sales strategy;
We provide personalized financing packages ranging from $100,000 to $10,000,000 tailored to match the scope and requirements of both your business and customers.
Swift credit decisions ensure that clients can secure financing thereby reducing sales cycle durations.
Our terms can flexibly adjust based on market conditions and client needs ensuring that all parties benefit from the arrangement.
Customers can quickly get the equipment or products they need without having to spend any money upfront, which boosts their buying power and allows for orders.
The program runs behind your existing sales motion: you quote the equipment, and financing rides along with your proposal. Your customer completes a short application, gets a swift credit decision, and takes delivery without the upfront spend — historically, the option to finance a purchase increases both the conversion rate and the size of the first order.
Vendor programs put the same funding capacity behind your sales team that CFP provides to buyers through equipment financing. And when a customer is weighing the numbers, they can estimate the first-year Section 179 deduction on the financed equipment — often the nudge that turns a quote into an order.
Offering financing solutions can speed up sales transactions. Encourage customers to place orders.
Flexible payment terms make customers happy and more likely to stick with you for multiple
Financing helps customers manage their finances better resulting in cash flow, for everyone involved.
Providing financing choices can set your products apart in a market.
This program is ideal for businesses in industries like technology, medical equipment, heavy machinery and many others. It’s perfect for:
$15M
Multi-vendor manufacturing program
A $15M financing for a contract manufacturer buying from numerous vendors and suppliers — coordinated deposits, milestone payments, and cross-border equipment deployment across the U.S. and Mexico.
$350K
Vendor’s customer financed
A generator manufacturer’s technology was so new the vendor had gone through multiple lending sources — CFP got comfortable with it and financed the $350,000 system for their customer, a California car dealership, on a 60-month structure.
$320K
Approved in seven days
A $320,000 manufacturing-equipment transaction approved seven days after the formal credit submission — the decision speed a vendor’s sales cycle depends on.
Browse more completed transactions in the funded-transactions index.
Vendor equipment financing is a program in which a lender partners with an equipment manufacturer, distributor, or dealer so their customers can finance purchases at the point of sale. The customer acquires the equipment without paying the full cost upfront, the vendor gets paid for the sale, and the lender handles the financing relationship — Commercial Funding Partners structures vendor programs with financing packages from $100,000 to $10,000,000.
Offering financing with every quote makes the buying decision easier, because the purchase no longer depends on the customer paying the full cost upfront. Historically, the option to finance a purchase increases both the conversion rate and the size of the first order, and flexible payment terms give customers a reason to come back for repeat orders.
Commercial Funding Partners structures vendor financing packages from $100,000 to $10,000,000, tailored to the scope and requirements of both the vendor and the customer. Recent vendor-related transactions range from a $320,000 deal approved in seven days to a $15 million multi-vendor program for a contract manufacturer.
Vendor financing fits manufacturers that want to offer financing options to buyers, distributors looking to remove purchase obstacles, B2B companies aiming to stand out, and manufacturers reps adding value for the lines they carry. It is used across industries such as technology, medical equipment, and heavy machinery — and customers preparing to apply can work through the equipment financing readiness checklist so underwriting starts with a complete picture.
As a direct lender, we structure and fund the transactions behind your program ourselves — working with manufacturers, distributors, and manufacturers reps directly. Prefer to talk it through first? Call (801) 545-4000 and scope a program with a structuring specialist.
