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Vendor Financing

Customized Financing Options for Vendors

Vendor financing is a program in which an equipment lender partners with a manufacturer, distributor, or dealer so their customers can finance the purchase at the point of sale — the customer gets the equipment without paying the full cost upfront, and the vendor gets paid for the sale. Commercial Funding Partners builds vendor financing programs around your product line, with personalized financing packages from $100,000 to $10,000,000 tailored to both your business and your customers, nationwide.

Put financing inside every quote and the buying decision becomes much easier for every customer — sales cycles shorten, conversion improves, and your team sells equipment instead of chasing your customers’ capital approvals.

How Our Vendor Financing Impacts Your Operations

Boost Sales Efficiency and Expand Market Reach

Tailored Financial Solutions

We provide personalized financing packages ranging from $100,000 to $10,000,000 tailored to match the scope and requirements of both your business and customers.

Efficient Approval Process

Swift credit decisions ensure that clients can secure financing thereby reducing sales cycle durations.

Adaptable Terms

Our terms can flexibly adjust based on market conditions and client needs ensuring that all parties benefit from the arrangement.

Increased Purchasing Power

Customers can quickly get the equipment or products they need without having to spend any money upfront, which boosts their buying power and makes larger first orders possible.

How a Vendor Financing Program Works

From Customer Quote to Funded Order

The program runs behind your existing sales motion: you quote the equipment, and financing rides along with your proposal. Your customer completes a short application, gets a swift credit decision, and takes delivery without the upfront spend — historically, the option to finance a purchase increases both the conversion rate and the size of the first order.

Vendor programs put the same funding capacity behind your sales team that CFP provides to buyers through equipment financing. And when a customer is weighing the numbers, they can estimate the first-year Section 179 deduction on the financed equipment — often the nudge that turns a quote into an order.

Quote - your customer picks the equipment, and financing rides along with your proposal from day one.
Apply - a short application and swift credit decisions keep your sales cycle moving instead of stalling on capital approvals.
Fund - CFP funds the transaction: your customer gets the equipment without spending money upfront, and you get paid for the sale.
Repeat - terms flex with market conditions and customer needs, so the second order is easier than the first.

Advantages of Vendor Financing

Increase Sales, Build Customer Loyalty and Enhance Cash Flow.

Boost Sales

Financing removes the biggest objection in the room — budget — so deals that would stall close instead.

Customer Loyalty

Flexible payment terms keep customers coming back — the second order is easier to win than the first.

Improved Cash Flow

Your customer spreads the cost over time, and you get paid at funding — healthier cash flow on both sides of the sale

Competitive Edge

When your quote includes financing and a competitor's doesn't, yours is the easier yes.

Who should consider vendor financing?

Is This Program a Good Fit for You and Your Customers?

This program is ideal for businesses in industries like technology, medical equipment, heavy machinery and many others. It’s perfect for:

Equipment vendor reviewing financing options with a customer

Vendor Transactions CFP Has Funded

$15M

Multi-vendor manufacturing program

A $15M financing for a contract manufacturer buying from numerous vendors and suppliers — coordinated deposits, milestone payments, and cross-border equipment deployment across the U.S. and Mexico.

Read the funding story →

$350K

Vendor’s customer financed

A generator manufacturer’s technology was so new the vendor had gone through multiple lending sources — CFP got comfortable with it and financed the $350,000 system for their customer, a California car dealership, on a 60-month structure.

Read the funding story →

$320K

Approved in seven days

A $320,000 manufacturing-equipment transaction approved seven days after the formal credit submission — the decision speed a vendor’s sales cycle depends on.

Read the funding story →

Browse more completed transactions in the funded-transactions index.

Vendor Financing FAQs

What is vendor equipment financing?

Vendor equipment financing is a program in which a lender partners with an equipment manufacturer, distributor, or dealer so their customers can finance purchases at the point of sale. The customer acquires the equipment without paying the full cost upfront, the vendor gets paid for the sale, and the lender handles the financing relationship — Commercial Funding Partners structures vendor programs with financing packages from $100,000 to $10,000,000.

How does a vendor financing program increase sales?

Offering financing with every quote makes the buying decision easier, because the purchase no longer depends on the customer paying the full cost upfront. Historically, the option to finance a purchase increases both the conversion rate and the size of the first order, and flexible payment terms give customers a reason to come back for repeat orders.

What size transactions does a vendor financing program cover?

Commercial Funding Partners structures vendor financing packages from $100,000 to $10,000,000, tailored to the scope and requirements of both the vendor and the customer. Recent vendor-related transactions range from a $320,000 deal approved in seven days to a $15 million multi-vendor program for a contract manufacturer. For programs whose individual transactions run beyond $10 million, our institutional equipment funding desk structures the larger deals.

Who should consider offering vendor financing?

endor financing fits manufacturers that want to offer financing options to buyers, distributors looking to remove purchase obstacles, B2B companies aiming to stand out, and manufacturers’ reps adding value for the lines they carry. It is used across industries such as technology, medical equipment, and heavy machinery — and customers preparing to apply can work through the equipment financing readiness checklist so underwriting starts with a complete picture.

Unlock Your Business Potential with Our Vendor Financing

Ready to learn how our vendor financing can support your business goals? Click the "Get Started Now" button and complete the short onboarding questionnaire. Our team will review and get back to you with any questions and if approved what the next steps are to get your products funded.

As a direct lender, we structure and fund the transactions behind your program ourselves — working with manufacturers, distributors, and manufacturers' reps directly. Prefer to talk it through first? Call (801) 545-4000 and scope a program with a structuring specialist.