Commercial Funding Partners is a direct lender that finances manufacturing and automation equipment from $250,000 to $100M+ per project — CNC machining centers, robotic cells, assembly and packaging lines, presses, fabrication and metalworking equipment, and full plant build-outs. We fund these transactions directly from our own capital and long-standing institutional relationships, so the people structuring your deal are the people deciding it. New, used, or a mixed line; a single machine or an entire onshored production floor.
Manufacturing equipment we finance
Production equipment earns its keep on a duty cycle you can forecast, which makes it ideal to finance rather than drain working capital on. We structure leases and loans across the plant:
- CNC machining centers, lathes, mills, turning and multi-axis equipment
- Robotic cells, automation lines, AGVs, and cobots
- Press brakes, stamping presses, lasers, plasma, waterjet, and fabrication equipment
- Welding, finishing, coating, and surface-treatment systems
- Injection molding, extrusion, and tooling
- Assembly, packaging, and material-handling lines integrated into the production flow
- Metals, steel, and foundry equipment, including melt, casting, and rolling
- Inspection, metrology, and quality-control systems
If it makes the product or moves it through the plant, it underwrites here — including the freight, installation, integration, and engineering soft costs that come bundled with a real machine purchase.
Financing structures for manufacturers
One product never fits an entire plant. We match the structure to how the equipment is used and how you need to report it:
- Equipment financing for outright acquisition of new or used machinery you intend to keep
- Capital (non-tax) leases for keep-forever infrastructure, and tax leases when the deduction matters more than ownership
- Operating and FMV leases for automation and technology that you will refresh as it advances
- Equipment sale-leasebacks that pull working capital out of machines you already own — the same structure behind our $36M manufacturer sale-leaseback recapitalization and Midwest manufacturer recapitalization
- Master lines and progress-payment funding for multi-machine rollouts and staged commissioning, so the financing follows the install schedule instead of demanding payment before the line runs
Staged automation is a financing problem before it is a robotics problem. Long-lead equipment and milestone commissioning need funding that tracks the project plan — we fund progress payments and stage draws to commissioning so capital arrives when the integrator does.
Why a direct lender matters in manufacturing
Manufacturing deals are rarely a single invoice. They involve multiple vendors, imported equipment, long lead times, soft costs, and timing that ties to a plant shutdown or a new contract you cannot miss. A broker shops that complexity around a lender network and hopes someone says yes. CFP reviews it once, in-house, and structures it directly. That matters when a transaction has to clear fast — our case studies include manufacturing projects funded in weeks, such as CNC financing that brought production in-house, $40M of automation equipment financing in Idaho, and $15M of multi-vendor cross-border manufacturing financing.
Reshoring and onshoring raise the stakes. When you are bringing a line back onshore or scaling metals and steel production, the equipment package is large, multi-source, and time-sensitive — exactly the territory a direct lender is built for.
Deal size and timing
Our lane is $250,000 to $100M+ per project — the mid-ticket-to-large range where a single CNC cell, a packaging line, or a full plant retool lives. That is deliberately where the small-ticket, app-only lenders stop: they cap out before a real production-equipment package begins. CFP underwrites the whole transaction, not just the piece that fits a credit box.
Timing is a documented strength. Because we decide in-house, manufacturing transactions can move on the schedule the plant needs — tied to a shutdown, an installer’s calendar, or a contract you cannot miss. The variables are the structure and how complete the documentation is, not how many desks the file has to cross. When equipment, financials, and a clear use case are in hand, a manufacturing deal can close in weeks rather than quarters.
Recently funded manufacturing transactions
We publish what we fund. These documented manufacturing transactions show the structures above in practice:
- CNC financing that brought production in-house — a machining acquisition that moved work off subcontractors
- $40M of automation equipment financing in Idaho — a large, staged automation build
- $10M milestone funding scaling metals and steel production
- $36M manufacturer sale-leaseback recapitalization — capital pulled from owned equipment
- Onshore manufacturing equipment financing for a line brought back to the U.S.
Browse the full funded-transactions index for the complete record of how CFP structures manufacturing deals.
Who we serve
We finance established manufacturers across the country: discrete and process manufacturers, metal fabricators, machine shops, contract manufacturers, foundries, plastics and packaging producers, and aerospace, automotive, and defense suppliers. We also back the equipment dealers and integrators who sell to them through vendor financing programs. Our lane is companies with real operating history and a production floor that needs to grow, modernize, or onshore — see how this connects to our broader manufacturing industry practice.
Manufacturing equipment financing FAQs
Do you finance used and reconditioned machinery?
Yes. Used, reconditioned, and rebuilt machinery underwrites well when the equipment and the operator’s history support it. CFP finances new, used, and mixed lines from $250,000 to $100M+ per project.
Can installation, freight, and integration costs be included?
Yes. Freight, rigging, installation, integration, and engineering soft costs can be wrapped into the same schedule as the equipment, so one transaction funds the machine and everything required to run it.
How do you handle a multi-machine or multi-vendor rollout?
A master lease with per-schedule draws funds each machine or phase as it is delivered and commissioned — one credit approval covering many vendors and install dates, with progress payments staged to the project plan.
Are you a broker or a direct lender?
A direct lender. CFP structures and funds manufacturing transactions itself, backed by institutional funding relationships, with no broker hand-off and no third party shopping your financials around.
Equipment placed in service by year-end may qualify for Section 179 — estimate your deduction and first-year tax savings before you lock the install schedule.
Ready to fund a line, a machine, or a whole plant? Call (801) 545-4000 or request a quote — and browse the complete funded-transactions index to see how CFP structures manufacturing deals in practice.