Traci – Commercial Funding Partners specializes in financing complex commercial transactions, including medical and diagnostic equipment, manufacturing equipment, imaging systems, surgical centers, and large-scale capital equipment projects such as data centers and power plants. Deal sizes typically range from $250,000 to $100 million.
Traci – Yes we work directly with business owners as well as Equipment Finance Brokers, Private Capital, Family Offices, and Banks. Our ability to fund large-scale projects exceeding $100 million and secure their approval in less time than their own internal team can do it, makes us the ideal partner. Our reputation as a valued partner and the first choice for large transactions continues to grow. We provide fast access to creative capital, structuring expertise, and full backend execution—while allowing our referring partner to maintain control of the client relationship.
Traci -We offer a broad range of structures, including Equipment loans and capital leases, operating leases, Sale-leasebacks, Progress payment structures, and Project-based financing. With over 100 years of collective experience, we bring a new and refreshing approach to creating a funding path for even the most challenging transactions. Its important to note that no matter the deal size each transaction is structured to align with the client’s operational and financial objectives.
Traci – We work across a wide spectrum of credit profiles—from strong, bankable credits to more complex or story-based transactions. Approvals are driven by a combination of borrower strength, collateral quality, cash flow, and overall project viability. We are recognized in the industry for conducting in-depth analyses of companies and projects that we believe will be successful, and for securing approvals, even when there are currently a few hurdles to overcome.
Traci – Personal guarantee requirements vary by lender, deal size, and credit strength. Many transactions require a full or limited guarantee, while selected opportunities may qualify for non-recourse or reduced-PG structures. With more and more companies adopting an LLC structure, however, we traditionally work with owners who have no problem backing up their great ideas with their own PG, which puts the lender and the borrower on the same side of the table.
Traci – No, although we prefer to see a project come to full term, there are no penalties or fees associated with paying off a lease or equipment loan early. Simply request a pay-off and our talented team will ensure everything goes smoothly and without any surprises.
Traci – Timelines depend on deal complexity. We have funded straightforward transactions that can be completed quickly within 2 weeks, while larger or more complex deals may involve multiple underwriting stages and take 30 days or more. Our team focuses on setting realistic expectations and driving transactions to close efficiently.
Traci – Yes. Due to the size of our transactions and the unpredictability of delivery times from some manufacturers, we cover all required deposits and ongoing progress payments as required. We frequently structure financing for equipment with long build cycles, milestone payments, or phased installations—common in medical imaging, manufacturing, and facility expansion projects.
Traci – The only upfront cost associated with any of our financing packages is a small portion of the standard last month’s rental payment, payable with the application. Once approved and funded, we will credit the deposit to the lease account. If the lease is not approved for any reason, the funds will be returned to you promptly.
