Heavy Construction Equipment Leasing & Financing Options

Keep major construction projects moving with flexible equipment leasing and financing structured around the realities of heavy machinery acquisition. Commercial Funding Partners helps contractors, fleet operators, mining companies, and infrastructure businesses preserve working capital while financing eligible equipment, installation, freight, and related project costs. Explore customized terms, progress funding, sale-leaseback solutions, and capital structures for projects across the United States.

Heavy construction equipment at an active jobsite

Our Heavy Construction Equipment Services

Flexible capital solutions for acquiring, installing, refinancing, and retaining essential heavy construction equipment.

Equipment Financing

Finance new or qualified used heavy machinery from $250,000 to $300 million or more per project. Eligible structures can include equipment, freight, installation, engineering, commissioning, and other project-related costs.

Institutional Project Funding

Secure institutional-quality capital for large equipment acquisitions from $5 million to $300 million. Structures can support multi-vendor purchases, construction draws, milestone disbursements, and extended installation periods.

Progress Payment Funding

Fund deposits and scheduled manufacturer payments while specialized equipment is being built or delivered. Progress-payment facilities help align financing with project milestones instead of requiring payment only at final delivery.

Sale-Leaseback Capital

Unlock liquidity from owned fleets and heavy machinery without interrupting operations. Sell eligible equipment and lease it back to support working capital, expansion, acquisitions, or balance-sheet recapitalization.

Soft Cost Financing

Include eligible non-admitted costs such as installation, engineering, software integration, freight, training, controls, taxes, and commissioning within a broader financing facility to preserve operating cash.

Second Opinion Review

Receive a free, no-obligation review when another lender declines a viable equipment project or offers unfavorable terms. CFP re-underwrites the opportunity and considers alternative structures from scratch.

Built Around Your Project

Capital That Keeps Projects Moving

Heavy construction equipment demands capital structures that recognize long lead times, manufacturer deposits, seasonal revenue, and complex jobsite logistics. Commercial Funding Partners tailors loans and lease options to the equipment and project cash flow, helping businesses preserve liquidity for payroll, materials, and operations. From a single critical machine to multi-vendor fleet acquisitions, CFP can incorporate eligible soft costs and arrange payment schedules that support project execution.

Construction manager reviewing heavy equipment financing plans
The CFP Difference

Why Choose Commercial Funding Partners?

CFP brings relationship-driven capital and deep equipment-finance expertise to complex acquisition projects.

Large Capacity

Finance equipment projects from $250,000 to $300 million through flexible capital structures.

Project Flexibility

Include eligible equipment, installation, freight, engineering, software, and commissioning costs in one facility.

National Reach

Support construction and heavy-equipment projects throughout the United States, including cross-border equipment transactions.

Fresh Perspective

Free second-opinion reviews reconsider declined projects with alternative structures tailored to complex equipment needs.

Meet the CFP Team

Experienced leaders focused on complex equipment capital solutions.

Portrait of Traci Dolphin, President of Commercial Funding Partners

Traci Dolphin

President

Traci Dolphin serves as President of Commercial Funding Partners, bringing over two decades of underwriting and commercial finance expertise to her leadership role. She is instrumental in delivering creative, relationship-driven funding solutions that bridge the gap between complex borrower needs and rigorous capital market requirements. Traci's deep understanding of both borrower challenges and lender expectations allows CFP to structure deals that serve clients across a wide range of industries and transaction sizes. Her commitment to finding innovative solutions and her dedication to the firm's customer-first values make her a cornerstone of CFP's ability to execute large-scale, flexible financing arrangements across North America.

Portrait of Buddy Zarbock, Founder and CEO of Commercial Funding Partners

Buddy Zarbock

Founder / CEO

Buddy Zarbock is the Founder and CEO of Commercial Funding Partners (CFP), bringing over two decades of experience in commercial equipment finance, capital markets, and business growth strategy. He works closely with businesses across industries to structure financing solutions that support equipment acquisitions, expansion, and long-term growth. Prior to founding CFP, Buddy held leadership roles at IBM and Plumbers Supply Company, where he helped drive significant business growth. He is an active member of ELFA, NEFA, and AACFB, and is passionate about helping businesses access the capital they need to succeed.

Portrait of Dave Johnson, Chief Operating Officer of Commercial Funding Partners

Dave Johnson

Chief Operating Officer

Dave Johnson is the Chief Operating Officer of Commercial Funding Partners and a nationally respected equipment finance executive with more than two decades of industry experience. Since entering commercial finance in 2002, Dave has successfully funded over $1 billion in equipment and project financing transactions spanning manufacturing, healthcare, construction, transportation, energy, agriculture, technology, and infrastructure sectors. As COO, he oversees the operational execution of CFP's equipment finance, leasing, sale-leaseback, and structured capital activities throughout North America. His breadth of sector knowledge and proven track record of large-scale transaction management make him a vital force behind CFP's operational excellence and continued national expansion.

Portrait of Travis Colledge, Chief Financial Officer of Commercial Funding Partners

Travis Colledge

Chief Financial Officer

Travis Colledge serves as Chief Financial Officer at Commercial Funding Partners, playing a critical role in the financial leadership and strategic direction of the firm. As CFO, he oversees the financial health and integrity of one of North America's fastest-growing independent equipment finance organizations, supporting transactions ranging from $250,000 to over $100 million. Travis works closely with CFP's executive team to ensure sound financial governance, operational efficiency, and alignment with the firm's founding values of transparency, partnership, and customer-first service. His leadership is essential to maintaining the institutional trust and capital market relationships that underpin CFP's ability to deliver flexible, large-scale financing solutions to middle-market businesses across the United States.

Portrait of Terry Lutz, Chief Credit Officer of Commercial Funding Partners

Terry Lutz

Chief Credit Officer

Terry Lutz serves as Chief Credit Officer at Commercial Funding Partners, bringing specialized expertise in credit analysis and risk management to the firm's leadership team. In his role, Terry is responsible for overseeing CFP's credit underwriting standards and ensuring that every financing transaction meets the rigorous requirements of the firm's institutional funding partners while remaining flexible and responsive to client needs. His leadership in credit operations helps CFP maintain its strong relationships with banks and capital market partners, supporting the firm's ability to execute transactions from $250,000 to $100 million or more. Terry's disciplined approach to credit ensures the long-term financial integrity and trustworthiness that CFP's clients and partners rely on.

Portrait of Kristy Phillips, Executive VP of Documentation at Commercial Funding Partners

Kristy Phillips

Executive VP Documentation

Kristy Phillips is Executive Vice President of Documentation at Commercial Funding Partners and a highly respected equipment finance operations executive with nearly two decades of industry experience. She oversees documentation, funding administration, transaction execution, and operational compliance across CFP's national portfolio. Prior to joining CFP, Kristy held senior leadership positions at Goldman Sachs, Axos Bank, and Varilease Finance, giving her a broad and deep command of complex commercial finance operations. Her industry excellence was formally recognized when Equipment Finance News named her one of the industry's 'Executives to Watch.' Kristy's meticulous standards and operational leadership are central to CFP's ability to execute large-scale transactions with precision and reliability.

Portrait of Megan Upton, VP of Documentation at Commercial Funding Partners

Megan Upton

VP of Documentation

Megan Upton serves as Vice President of Documentation at Commercial Funding Partners, playing a key operational role in managing the firm's documentation systems and processes that support its equipment financing activities. Her work ensures that CFP's transaction documentation is executed accurately, efficiently, and in compliance with all applicable standards — a critical function for a firm handling deals ranging from $250,000 to over $100 million. Megan's attention to detail and commitment to process integrity help CFP maintain the high levels of operational reliability its clients, vendors, and institutional partners depend on. Her contributions directly support CFP's mission to deliver responsive, trustworthy, and professionally executed financing solutions across North America.

Portrait of Holly Allen, Assistant Vice President at Commercial Funding Partners

Holly Allen

Assistant Vice President

Holly Allen serves as Assistant Vice President at Commercial Funding Partners, bringing more than a decade of financial services experience to her role supporting customers, vendors, and financing professionals throughout the transaction lifecycle. At CFP, Holly is a vital point of contact for responsive service and clear communication, contributing across commercial finance support, transaction coordination, customer relationship management, documentation assistance, and funding administration. Her hands-on involvement in day-to-day operations reflects CFP's commitment to personalized attention and seamless execution from application to funding. Holly's dedication to delivering an exceptional client experience embodies the customer-first philosophy that has been central to CFP's identity since its founding in 2012.

Portrait of Jared Robertson, Managing Director of Private Credit at Commercial Funding Partners

Jared Robertson

Managing Director, Private Credit

Jared Robertson serves as Managing Director of Private Credit at Commercial Funding Partners, overseeing the firm's private credit operations and investment strategies. In this senior leadership role, Jared is responsible for directing CFP's private credit initiatives, building institutional relationships, and ensuring that the firm's capital deployment aligns with its commitment to flexible, client-centered financing. His work supports CFP's ability to structure and fund complex transactions across a wide range of industries and deal sizes, from $250,000 to over $100 million. Jared's leadership in private credit is a key driver of CFP's continued growth as one of North America's most trusted independent equipment finance and structured capital organizations.

Portrait of Cory Christensen, Managing Director of Private Credit at Commercial Funding Partners

Cory Christensen

Managing Director, Private Credit

Cory Christensen is a Managing Director of Private Credit at Commercial Funding Partners with more than 20 years of experience in the finance industry, specializing in equipment finance and structured transactions for middle-market companies. His career has encompassed extensive work with businesses across manufacturing, production, medical, and technology industries, giving him a nuanced understanding of the unique financing needs across each sector. Cory holds a Bachelor of Science in Business and Marketing, providing a strong academic foundation to complement his practical expertise. At CFP, he leverages his deep sector knowledge and structured finance experience to develop tailored private credit solutions that support client growth and long-term financial success.

Portrait of Daniel Herrera, VP of Strategic Partnerships at Commercial Funding Partners

Daniel Herrera

VP of Strategic Partnerships

Daniel Herrera serves as Vice President of Strategic Partnerships at Commercial Funding Partners, focusing on building and nurturing the vendor, broker, and institutional relationships that are essential to CFP's growth and deal flow. In his role, Daniel works to expand CFP's national network of strategic partners, connecting businesses and financing professionals with the firm's flexible equipment finance and structured capital solutions. His efforts directly support CFP's mission to serve middle-market businesses across manufacturing, healthcare, construction, energy, transportation, and other key industries. Daniel's relationship-driven approach reflects CFP's founding philosophy of partnership, collaboration, and delivering real value to every stakeholder in the financing process.

Portrait of Everest Matagi, VP of Strategic Partnerships at Commercial Funding Partners

Everest Matagi

VP of Strategic Partnerships

Everest Matagi serves as Vice President of Strategic Partnerships at Commercial Funding Partners, bringing substantial industry experience and a principle-based leadership philosophy to his role. Influenced by his cultural heritage, Everest emphasizes teamwork, strategic planning, and servant leadership in his approach to building and managing CFP's strategic partner relationships. He is committed to fostering connections that create mutual value for vendors, brokers, clients, and the firm alike. Everest's dedication to collaboration and integrity aligns closely with CFP's founding values, and his work in expanding strategic partnerships helps drive the firm's continued national growth as a trusted provider of large-scale equipment financing and structured capital solutions.

Portrait of John Pedersen, VP of Strategic Partnerships at Commercial Funding Partners

John Pedersen

VP of Strategic Partnerships

John Pedersen serves as Vice President of Strategic Partnerships at Commercial Funding Partners, leading partnership strategy and business development initiatives that strengthen CFP's national presence. In his role, John focuses on cultivating long-term relationships with vendors, finance brokers, and industry partners who benefit from CFP's flexible equipment financing and structured capital solutions. His efforts are integral to expanding CFP's network of trusted partners across industries such as manufacturing, healthcare, construction, transportation, and technology. John's collaborative mindset and commitment to delivering shared value for all parties reflects the customer-first, relationship-driven culture that has defined Commercial Funding Partners since its founding in 2012.

Portrait of Jay Gleason, VP of Business Development at Commercial Funding Partners

Jay Gleason

VP of Business Development

Jay Gleason serves as Vice President of Business Development at Commercial Funding Partners, bringing over 22 years of specialized experience in equipment financing for industries requiring heavy machinery, technology, and medical equipment. Known for his straightforward, client-focused approach, Jay takes the time to thoroughly understand each client's unique needs before crafting tailored financial solutions designed to support their growth objectives. His extensive background across multiple capital-intensive sectors gives him the ability to speak the language of business owners and procurement teams alike, building the kind of trust that leads to long-term relationships. Jay's dedication to transparent, results-driven client service is a natural extension of CFP's founding values.

Portrait of Drake Nielsen, VP of Business Development at Commercial Funding Partners

Drake Nielsen

VP of Business Development

Drake Nielsen serves as Vice President of Business Development at Commercial Funding Partners, leading market development and client acquisition strategies that drive the firm's continued national expansion. In his role, Drake identifies and pursues new business opportunities across CFP's target industries, connecting middle-market companies with the flexible equipment financing and structured capital solutions they need to grow. His work is grounded in CFP's customer-first philosophy, ensuring that every client engagement is built on a foundation of trust, transparency, and genuine commitment to their success. Drake's contributions to CFP's business development efforts support the firm's mission to be the most trusted independent equipment finance partner for businesses across North America.

Portrait of Sean Starks, VP of Business Development at Commercial Funding Partners

Sean Starks

VP of Business Development

Sean Starks serves as Vice President of Business Development at Commercial Funding Partners, managing business development initiatives and strategic growth efforts that strengthen CFP's national footprint. Sean plays an active role in identifying new client opportunities and expanding CFP's reach across key sectors including manufacturing, healthcare, construction, transportation, and technology. His commitment to understanding each client's specific financing needs and delivering responsive, customized solutions reflects CFP's culture of partnership and long-term relationship building. Sean's energy and drive for strategic growth contribute meaningfully to CFP's position as one of the fastest-growing independent equipment finance organizations in North America, serving transactions from $250,000 to over $100 million.

Portrait of Steve Hansen, Director of Web Operations and Digital Strategy at Commercial Funding Partners

Steve Hansen

Director of Web Operations & Digital Strategy

Steve Hansen serves as Director of Web Operations and Digital Strategy at Commercial Funding Partners, combining over 30 years of digital growth expertise with a foundational background in capital markets. He leads CFP's national online ecosystem, leveraging SEO, artificial intelligence, and advanced content architecture to connect middle-market businesses with the firm's critical structured finance solutions. Steve bridges the worlds of finance and digital strategy, ensuring that CFP's online presence accurately reflects the firm's expertise and makes it easy for prospective clients across North America to discover and engage with CFP's equipment financing capabilities. His innovative approach to digital marketing supports CFP's mission to be the most accessible and trusted independent equipment finance partner in the country.

Portrait of Megan Burr, Office and Marketing Manager at Commercial Funding Partners

Megan Burr

Office & Marketing Manager

Megan Burr serves as Office and Marketing Manager at Commercial Funding Partners, providing essential operational and marketing support that keeps the firm running smoothly across both day-to-day functions and broader brand initiatives. In her role, Megan coordinates internal office operations while also supporting CFP's marketing efforts, helping to communicate the firm's value proposition and customer-first mission to clients and partners across the United States. Her versatility and attention to detail make her an important contributor to CFP's organizational culture and client-facing communications. Megan's behind-the-scenes dedication reflects the collaborative, team-oriented spirit that has been central to Commercial Funding Partners since its founding in 2012.

Frequently Asked Questions

What types of heavy construction equipment can be leased or financed?

Heavy construction equipment financing can apply to new or qualified used excavators, bulldozers, loaders, graders, cranes, pavers, compactors, haul trucks, drilling equipment, mining machinery, and specialized attachments. CFP also evaluates multi-unit fleet purchases and multi-vendor projects. Eligibility is reviewed alongside the equipment type, supplier, project economics, borrower profile, and proposed financing structure.

How much can I finance for heavy construction equipment?

Can financing cover more than the equipment purchase price?

What is progress payment financing for construction equipment?

Can I finance used heavy equipment?

What is a construction equipment sale-leaseback?

Can CFP help if my bank declined the equipment financing request?

How quickly can I receive an initial equipment financing response?

Need a Better Capital Structure?

Speak with a financing specialist about your equipment project.

Industry Recognition

Awards and Recognition

Equipment Finance News Executive to Watch recognition

Executive to Watch

Equipment Finance News leadership recognition.

CFP College Scholarship initiative

CFP College Scholarship

Company-sponsored student scholarship initiative.

Commercial Funding Partners Giving Back program

Giving Back Program

Ongoing charitable community initiatives.

Discuss Your Equipment Capital Needs

Share your equipment scope, timeline, and funding objectives. A CFP specialist will review potential structures and next steps.

Contact Us Today

For immediate assistance, feel free to give us a direct call at (801) 545-4000. You can also send us a quick email at [email protected].