What piston aircraft financing options does CFP offer?
Commercial Funding Partners can evaluate equipment loans, capital leases, operating leases, tax leases, FMV leases, and sale-leaseback structures for qualifying piston aircraft transactions. The appropriate option depends on the aircraft, borrower profile, intended use, desired payment schedule, and end-of-term objectives. CFP structures financing to support acquisition, liquidity preservation, and operational planning rather than applying a one-size-fits-all product.
Can I lease a used piston aircraft?
Qualified used equipment is eligible within CFP’s broader equipment financing platform, and that may include a used piston aircraft when the transaction fits underwriting and asset requirements. The aircraft’s age, condition, valuation, ownership history, intended use, and supporting financial information can affect available structures. A confidential review helps determine whether a loan or lease is the stronger fit.
What is an aircraft sale-leaseback?
In an aircraft sale-leaseback, a business sells qualifying aircraft it already owns to a financing provider and then leases the aircraft back for continued use. This can release capital tied up in the asset while avoiding an operational interruption. Businesses may use proceeds for working capital, expansion, acquisitions, or balance-sheet recapitalization, subject to appraisal and credit review.
How much can be financed for a piston aircraft project?
CFP’s equipment financing transactions generally range from $250,000 to $300 million per project. Depending on the transaction, up to 100% of eligible project costs may be financed. Available funding and terms are determined through a review of the aircraft, transaction structure, borrower credit, and the overall project’s cash-flow profile.
Can payments be matched to seasonal business cash flow?
Yes. CFP offers flexible payment structures that can include seasonal schedules, deferred principal, step-up payments, balloon payments, and custom amortization when appropriate. These structures are intended to better align the financing obligation with a borrower’s operating cycle and anticipated cash flow. Specific payment terms are established during underwriting and transaction structuring.
How quickly can CFP review an aircraft financing request?
A CFP structuring specialist responds to equipment financing quote requests within one business day. The next steps typically include a confidential discussion of the aircraft, purchase or ownership details, requested structure, and borrower objectives. The timing for a term sheet, documentation, and funding depends on transaction complexity, required diligence, and the completeness of submitted information.
Can CFP finance acquisition-related costs beyond the aircraft itself?
CFP can finance eligible soft costs within an overall equipment financing structure, not only the hard asset. Depending on the transaction, this may include engineering, software integration, freight, transportation, commissioning, training, project management, taxes, and certain construction-related costs. Eligibility and inclusion are determined during the confidential project review and underwriting process.
What if another lender declined my aircraft financing request?
CFP offers a free, no-obligation Second Opinion Review for projects declined elsewhere or presented with unfavorable terms. Rather than relying on another lender’s conclusion, CFP re-underwrites the transaction and considers alternative structures, such as longer installation periods, soft-cost inclusion, sale-leaseback recapitalization, or multi-vendor consolidation, where applicable. A decline based on policy or structure may not end the conversation.