100 Equipment Leasing Companies Rankings 2026

In a sale-leaseback, a company sells equipment it already owns to a lender or lessor and then leases it back for continued operational use. This structure unlocks capital tied up in existing assets, ranging from $250,000 to $100M or more, without disrupting day-to-day operations or requiring the equipment to leave the facility.

Vendor financing allows equipment manufacturers, dealers, and distributors to offer financing directly to their customers at the point of sale, facilitating equipment purchases without upfront cash outlay. It's commonly used across healthcare, manufacturing, and other capital-intensive industries, and can be structured as leasing, financing, or sale-leaseback arrangements.

Equipment financing generally ranges from $250,000 to over $300 million per project, accommodating everything from single-piece equipment purchases to large multi-site capital expenditure programs. Custom structures, including progress payment and milestone funding, are available for larger or extended-build projects requiring flexible disbursement schedules.

Equipment leasing and financing serve a broad range of capital-intensive sectors, including manufacturing, healthcare, construction, oil and gas, transportation, and agriculture. These industries often require significant upfront capital for machinery, diagnostic equipment, or specialized assets, making leasing and financing an efficient alternative to outright purchase or traditional bank loans.

In many cases, lease payments can be deducted as ordinary business expenses, and certain structures interact with Section 179 depreciation or bonus depreciation rules. Tax treatment varies based on lease type and entity structure, so businesses should consult a CPA to determine the most advantageous financing structure for their specific tax situation.

Structuring specialists typically respond to funding inquiries within one business day, with same-day preliminary reviews often available for vendor partners. Final approval timing depends on borrower qualifications, collateral documentation, and underwriting complexity, but established relationships and complete documentation can significantly accelerate the process.